Home Life Insurance Calculator
Life Insurance Estimate

$0 based on your responses

About You
How old are you?

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About You
Do you have a spouse or partner?
About You
Do you have any children?
Debts & Expenses
How much would you need for final expenses?

This covers funeral costs and/or medical expenses not covered by health insurance.

$15k is an average, but you might need more (e.g., your family would need to travel for a funeral).

Please enter your expected final expenses in thousands of dollars.
Debts & Expenses
What is your personal annual income?
We'll use this to help determine your monthly expenses.

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Debts & Expenses
Do you have a mortgage?
Debts & Expenses
How much do you owe on your mortgage?

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Debts & Expenses
Do you have any student loans?
Debts & Expenses
What's the total amount of student loan debt you're responsible for?
This includes existing student loans from a spouse/partner and/or children.

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Debts & Expenses
Do you have other debt?
For example: credit cards, auto loans, personal loans, medical expenses, etc.
Debts & Expenses
How much other debt do you have?

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Debts & Expenses
How much would your family need for monthly expenses?

Adjust the suggested amount to meet your family's needs.

Consider expenses like food, utilities, transportation, plus extras like vacations. (Don't include mortgage or other debts—that's covered separately.)

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Enter a number
Education
Do you want to contribute to any of your children's higher education?
Education
How many do you have and how old are they?

Child is

Enter a number

 Years Old
Education
What kind of education?
Pick the one your children would most likely attend and we'll project how much your college education expenses might be.
(average annual cost $11,438*)
(average annual cost $19,548)
(average annual cost $43,921)

* Source: Collegeboard.org

Education
Do you want to contribute to anyone else's education?
For example: grandchildren, nieces, nephews, etc.
Education
How much would you like to contribute?

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Legacy & Inheritance
Would you like to leave an inheritance or charitable gift?
For example: family members, charities, churches, or other organizations.
Legacy & Inheritance
What's the total amount you would like to leave?

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Assets
How much do you already have in life insurance?
For example: a policy provided by your employer.

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Assets
Do you have other assets that could be used to cover expenses?
For example: savings accounts, stocks, bonds, CDs, etc.

Enter a number

Based on your responses, here's the estimated amount of coverage you may need:

$0

Keep your loved ones protected.

Your calculations.

  • $0

Your options.

Term life is cost-effective protection for a specified amount of time. Term doesn't build up cash value.

Whole life provides protection as long as you live (premiums must be paid) with a guaranteed level premium.

Universal life is a flexible policy with variable premium payments. Typically for people who need college savings, estate planning, business planning or additional retirement savings. There is cash value.

What's next?

Your agent can help you choose the policy that best fits you and your family's needs.